City of Palm Coast CDBG Housing Program

The City has received federal and state grant funding to support homeowners and strengthen neighborhoods throughout Palm Coast. These programs are designed to help improve housing conditions, support long-term stability, and address community needs. Below is a brief overview of each available program. Select a program to learn more about eligibility, services, and how to apply.

Palm Coast Housing Programs
Housing Programs Palm Coast
The City of Palm Coast offers housing assistance programs to help eligible residents maintain safe, stable homes and strengthen neighborhoods across the community. These programs are funded through federal and state grants and are designed to support homeowners, improve housing conditions, and expand opportunities for low- and moderate-income households.

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Housing Rehabilitation Program

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First Time Homebuyer

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SHIP Program

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Surplus Land for Affordable Housing

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Upcoming Events

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How These Programs Help Residents

CDBG-funded programs focus on:

  • Improving the safety and condition of existing homes
  • Supporting neighborhood stability
  • Helping residents remain in their homes
  • Expanding access to housing-related resources

By investing in housing improvements and community needs, these programs help protect quality of life and create stronger, more resilient neighborhoods.

Who Is Eligible?

Assistance is available to low- and moderate-income households, generally defined as families earning 80% or less of the area median income. Eligibility requirements vary by program.

Consistent with Federal Regulations and the City of Palm Coast Community Development Block Grant (CDBG) Program Citizens Participation Plan (CPP), the FFY 2022-2026 Consolidated Action Plan which includes the FFY 2022 Annual Action Plan is made available for public comment for 30-days from July 1, 2022 to August 1, 2022.

The proposed Consolidated Action Plan is a document to assist the City in assessing affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The Annual Action Plan (which is within the Consolidated Action Plan) highlights the proposed activities to be undertaken using CDBG funds.

  • 30-day Notice on Internet-Amendment and Action Plan.docx

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    0.02 MB

  • Annual Action Plan-2025.pdf

    Download

    1.83 MB

  • CAP 2022-2026.pdf

    CAP 2022-2026.pdf

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    3.89 MB

  • Annual Action Plan 2024-DRAFT.pdf

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    1.07 MB

  • Consolidated Annual Action 2023.pdf

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    1.73 MB

The City's Housing Programs strives to contract with minority, women, and Florida veteran business enterprises. The City utilizes the list of certified business enterprises maintained by the Florida Department of Management Services. For more information to obtain certification, please visit: http://osd.dms.myflorida.com/directories.


Planning Division
Community Development Main Line
Jacqueline Gonzalez
Community Development Site Development Coordinator